Premium Cancellation Calculator<\/title>\n <script>\n function daysBetween(startDate, endDate) {\n const date1 = new Date(startDate);\n const date2 = new Date(endDate);\n const timeDifference = date2 - date1;\n const daysDif = Math.floor(timeDifference \/ (1000 * 3600 * 24));\n return daysDif;\n }\n\n function calculate() {\n const startDate = document.getElementById('startDate').value;\n const endDate = document.getElementById('endDate').value;\n const premium = parseFloat(document.getElementById('premium').value);\n\n if (!startDate || !endDate || isNaN(premium)) {\n alert('Please enter valid input.');\n return;\n }\n\n const daysDif = daysBetween(startDate, endDate);\n const proRataPercent = (daysDif \/ 365).toFixed(4);\n const shortRatePercent = calculateShortRate(daysDif).toFixed(4);\n\n document.getElementById('daysInForce').textContent = daysDif;\n document.getElementById('percentRetainedProRata').textContent = (proRataPercent*100).toFixed(2) + ' %' ;\n document.getElementById('percentRetainedShortRate').textContent = (shortRatePercent*100).toFixed(0) + ' %';\n document.getElementById('amountRetainedProRata').textContent = `${(proRataPercent * premium).toFixed(0)}`;\n document.getElementById('amountRetainedShortRate').textContent = `${(shortRatePercent * premium).toFixed(0)}`;\n document.getElementById('amountRefundProRata').textContent = `${((1 - proRataPercent) * premium).toFixed(0)}`;\n document.getElementById('amountRefundShortRate').textContent = `${((1 - shortRatePercent) * premium).toFixed(0)}`;\n }\n\n function calculateShortRate(daysDif) {\n const daysFormula = [3,7,11,15,19,23,26,30,34,38,42,46,49,53,57,61,65,69,73,76,80,84,88,92,96,99,103,107,111,115,119,122,126,130,134,138,142,146,149,153,157,161,165,169,172,176,180,184,188,192,195,199,203,207,211,215,219,222,226,230,234,238,242,245,249,253,257,261,265,268,272,276,280,284,288,292,296,299,303,307,311,315,318,322,326,330,334,338,341,345,349,353,365];\n\n for (let i = 0; i < daysFormula.length; i++) {\n if (daysDif <= daysFormula[i]) {\n return (i + 8) \/ 100;\n }\n }\n\n return 1.0; \/\/ Default value if daysDif is greater than the last value in daysFormula\n }\n <\/script>\n\n\n<html>\n<head>\n <style>\n\n \/* Remove underline from links with the class \"no-link\" *\/\n .no-link {\n text-decoration: none;\n }\n\n .arrow-button {\n display: flex;\n color: #6e7073;\n background-color: #b6e2dc;\n padding: 10px 16px;\n border-radius: 20px;\n transition: all .3s ease;\n font-weight: bold;\n cursor: pointer;\n align-items: center;\n font-size: 14px;\n }\n\n .arrow-button > .arrow {\n width: 6px;\n height: 6px;\n border-right: 2px solid #6e7073;\n border-bottom: 2px solid #6e7073;\n position: relative;\n transform: rotate(-45deg);\n margin: 0 6px;\n transition: all .3s ease;\n }\n\n .arrow-button > .arrow::before {\n display: block;\n background-color: currentColor;\n width: 3px;\n transform-origin: bottom right;\n height: 2px;\n position: absolute;\n opacity: 0;\n bottom: calc(-2px \/ 2);\n transform: rotate(45deg);\n transition: all .3s ease;\n content: \"\";\n right: 0;\n }\n\n .arrow-button:hover > .arrow {\n transform: rotate(-45deg) translate(4px, 4px);\n border-color: text-hover-color;\n }\n\n .arrow-button:hover > .arrow::before {\n opacity: 1;\n width: 8px;\n }\n\n .arrow-button:hover {\n background-color: #54515f;\n color: #fff;\n }\n\n body {\n font-family: Arial, sans-serif;\n text-align: center;\n background-color: #f4f4f4;\n }\n \n h1 {\n color: #333;\n }\n\n .date-label {\n display: inline-block;\n vertical-align: top;\n width: 170px;\n }\n\n .date-input input[type=\"date\"] {\n padding: 5px;\n border: 1px solid #ccc;\n border-radius: 3px;\n }\n\n .section-container {\n display: inline-block;\n text-align: left;\n vertical-align: top;\n margin: 10px;\n width: 160px;\n border: 1px solid #ccc;\n border-radius: 5px;\n padding: 10px;\n background-color: #fff;\n box-shadow: 0 2px 4px rgba(0, 0, 0, 0.1);\n }\n\n .section-container-noborder {\n display: inline-block;\n text-align: left;\n vertical-align: top;\n\n }\n\n .section-title {\n font-size: 1.2em;\n font-weight: bold;\n margin-bottom: 10px;\n text-align: center; \/* Center the section title *\/\n }\n\n button {\n padding: 10px 20px;\n background-color: #333;\n color: #fff;\n border: none;\n border-radius: 3px;\n cursor: pointer;\n }\n\n .section-content {\n text-align: center;\n }\n\n button:hover {\n background-color: #555;\n }\n\n p {\n margin: 10px 0;\n font-weight: bold;\n }\n\n span {\n color: #555;\n }\n\n #head {\n background-color: #333;\n color: #fff;\n text-align: center;\n padding: 10px 0;\n }\n\n \/* Style the navigation menu *\/\n .naver {\n display: flex;\n justify-content: center;\n }\n\n .naver-list {\n list-style-type: none;\n display: flex;\n }\n\n .naver-list li {\n margin: 0 10px;\n }\n\n .naver-list a {\n text-decoration: none;\n color: #fff;\n font-weight: bold;\n transition: color 0.3s;\n }\n\n .naver-list a:hover {\n color: #ff4500; \/* Change to your desired hover color *\/\n }\n\n \/* Style the main content area *\/\n #content {\n margin: 20px;\n padding: 20px;\n border: 1px solid #ccc;\n background-color: #f9f9f9;\n box-shadow: 0 0 5px rgba(0, 0, 0, 0.2);\n }\n\n ul {\n margin: 0;\n padding: 0;\n }\n\n <\/style>\n<\/head>\n<body>\n <h1>Premium Cancellation Calculator<\/h1>\n <div id = 'head'>\n <nav class=\"naver\">\n <ul class=\"naver-list\">\n <li><a href=\"https:\/\/www.germaniamutual.com\/g\/premiumcalculator\/\" >Cancelation<\/a><\/li>\n <li><a href=\"https:\/\/www.germaniamutual.com\/g\/endorsementcalculator\/\" id=\"page2-link\">Endorsement<\/a><\/li>\n <li><a href=\"https:\/\/www.germaniamutual.com\/g\/seasonalcalculator\/\" id=\"page3-link\">Seasonal<\/a><\/li>\n <\/ul>\n <\/nav>\n <\/div>\n <br>\n <div class=\"date-label\">\n <label for=\"startDate\">Start Date<\/label>\n <input type=\"date\" id=\"startDate\" value=\"2023-01-01\">\n <\/div>\n <div class=\"date-label\">\n <label for=\"endDate\">End Date<\/label>\n <input type=\"date\" id=\"endDate\" value=\"2023-01-01\">\n <\/div>\n <br>\n <br>\n <label for=\"premium\">Premium Paid<\/label>\n <br>\n $<input type=\"text\" id=\"premium\" value=\"0\"><br><br>\n\n <button onclick=\"calculate()\">Calculate<\/button><br><br>\n <p>Days In Force - <span id=\"daysInForce\">0<\/span><\/p> \n\n \n <div class=\"section-container\">\n <h2 class=\"section-title\"> <\/h2>\n <div class=\"section-content\">\n <p>Percent Retained<\/p>\n <p>Amount Retained<\/p>\n <p>Amount Refund<\/p>\n <\/div>\n <\/div>\n\n <div class=\"section-container\">\n <h2 class=\"section-title\">Pro-Rata<\/h2>\n <div class=\"section-content\">\n <p><span id=\"percentRetainedProRata\">0%<\/span><\/p>\n <p>$<span id=\"amountRetainedProRata\">0.00<\/span><\/p>\n <p>$<span id=\"amountRefundProRata\">0.00<\/span><\/p>\n <\/div>\n <\/div>\n\n <div class=\"section-container\">\n <h2 class=\"section-title\">Short Rate<\/h2>\n <div class=\"section-content\">\n <p><span id=\"percentRetainedShortRate\">0%<\/span><\/p>\n <p>$<span id=\"amountRetainedShortRate\">0.00<\/span><\/p>\n <p>$<span id=\"amountRefundShortRate\">0.00<\/span><\/p>\n <\/div>\n <\/div>\n\n<\/body>\n<\/html>\n","protected":false},"excerpt":{"rendered":"<p>Premium Cancellation Calculator Premium Cancellation Calculator Cancelation Endorsement Seasonal Start Date End Date Premium Paid $ Calculate Days In Force – 0 Percent Retained Amount Retained Amount Refund Pro-Rata 0% $0.00 $0.00 Short Rate 0% $0.00 $0.00<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-7741","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.germaniamutual.com\/g\/wp-json\/wp\/v2\/pages\/7741","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.germaniamutual.com\/g\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.germaniamutual.com\/g\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.germaniamutual.com\/g\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.germaniamutual.com\/g\/wp-json\/wp\/v2\/comments?post=7741"}],"version-history":[{"count":3,"href":"https:\/\/www.germaniamutual.com\/g\/wp-json\/wp\/v2\/pages\/7741\/revisions"}],"predecessor-version":[{"id":7764,"href":"https:\/\/www.germaniamutual.com\/g\/wp-json\/wp\/v2\/pages\/7741\/revisions\/7764"}],"wp:attachment":[{"href":"https:\/\/www.germaniamutual.com\/g\/wp-json\/wp\/v2\/media?parent=7741"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}

{"id":7741,"date":"2023-09-21T15:30:33","date_gmt":"2023-09-21T19:30:33","guid":{"rendered":"http:\/\/www.germaniamutual.com\/g\/?page_id=7741"},"modified":"2023-10-05T10:54:33","modified_gmt":"2023-10-05T14:54:33","slug":"premiumcalculator","status":"publish","type":"page","link":"https:\/\/www.germaniamutual.com\/g\/premiumcalculator\/","title":{"rendered":""},"content":{"rendered":"\n\n\n\n Premium Cancellation Calculator<\/title>\n <script>\n function daysBetween(startDate, endDate) {\n const date1 = new Date(startDate);\n const date2 = new Date(endDate);\n const timeDifference = date2 - date1;\n const daysDif = Math.floor(timeDifference \/ (1000 * 3600 * 24));\n return daysDif;\n }\n\n function calculate() {\n const startDate = document.getElementById('startDate').value;\n const endDate = document.getElementById('endDate').value;\n const premium = parseFloat(document.getElementById('premium').value);\n\n if (!startDate || !endDate || isNaN(premium)) {\n alert('Please enter valid input.');\n return;\n }\n\n const daysDif = daysBetween(startDate, endDate);\n const proRataPercent = (daysDif \/ 365).toFixed(4);\n const shortRatePercent = calculateShortRate(daysDif).toFixed(4);\n\n document.getElementById('daysInForce').textContent = daysDif;\n document.getElementById('percentRetainedProRata').textContent = (proRataPercent*100).toFixed(2) + ' %' ;\n document.getElementById('percentRetainedShortRate').textContent = (shortRatePercent*100).toFixed(0) + ' %';\n document.getElementById('amountRetainedProRata').textContent = `${(proRataPercent * premium).toFixed(0)}`;\n document.getElementById('amountRetainedShortRate').textContent = `${(shortRatePercent * premium).toFixed(0)}`;\n document.getElementById('amountRefundProRata').textContent = `${((1 - proRataPercent) * premium).toFixed(0)}`;\n document.getElementById('amountRefundShortRate').textContent = `${((1 - shortRatePercent) * premium).toFixed(0)}`;\n }\n\n function calculateShortRate(daysDif) {\n const daysFormula = [3,7,11,15,19,23,26,30,34,38,42,46,49,53,57,61,65,69,73,76,80,84,88,92,96,99,103,107,111,115,119,122,126,130,134,138,142,146,149,153,157,161,165,169,172,176,180,184,188,192,195,199,203,207,211,215,219,222,226,230,234,238,242,245,249,253,257,261,265,268,272,276,280,284,288,292,296,299,303,307,311,315,318,322,326,330,334,338,341,345,349,353,365];\n\n for (let i = 0; i < daysFormula.length; i++) {\n if (daysDif <= daysFormula[i]) {\n return (i + 8) \/ 100;\n }\n }\n\n return 1.0; \/\/ Default value if daysDif is greater than the last value in daysFormula\n }\n <\/script>\n\n\n<html>\n<head>\n <style>\n\n \/* Remove underline from links with the class \"no-link\" *\/\n .no-link {\n text-decoration: none;\n }\n\n .arrow-button {\n display: flex;\n color: #6e7073;\n background-color: #b6e2dc;\n padding: 10px 16px;\n border-radius: 20px;\n transition: all .3s ease;\n font-weight: bold;\n cursor: pointer;\n align-items: center;\n font-size: 14px;\n }\n\n .arrow-button > .arrow {\n width: 6px;\n height: 6px;\n border-right: 2px solid #6e7073;\n border-bottom: 2px solid #6e7073;\n position: relative;\n transform: rotate(-45deg);\n margin: 0 6px;\n transition: all .3s ease;\n }\n\n .arrow-button > .arrow::before {\n display: block;\n background-color: currentColor;\n width: 3px;\n transform-origin: bottom right;\n height: 2px;\n position: absolute;\n opacity: 0;\n bottom: calc(-2px \/ 2);\n transform: rotate(45deg);\n transition: all .3s ease;\n content: \"\";\n right: 0;\n }\n\n .arrow-button:hover > .arrow {\n transform: rotate(-45deg) translate(4px, 4px);\n border-color: text-hover-color;\n }\n\n .arrow-button:hover > .arrow::before {\n opacity: 1;\n width: 8px;\n }\n\n .arrow-button:hover {\n background-color: #54515f;\n color: #fff;\n }\n\n body {\n font-family: Arial, sans-serif;\n text-align: center;\n background-color: #f4f4f4;\n }\n \n h1 {\n color: #333;\n }\n\n .date-label {\n display: inline-block;\n vertical-align: top;\n width: 170px;\n }\n\n .date-input input[type=\"date\"] {\n padding: 5px;\n border: 1px solid #ccc;\n border-radius: 3px;\n }\n\n .section-container {\n display: inline-block;\n text-align: left;\n vertical-align: top;\n margin: 10px;\n width: 160px;\n border: 1px solid #ccc;\n border-radius: 5px;\n padding: 10px;\n background-color: #fff;\n box-shadow: 0 2px 4px rgba(0, 0, 0, 0.1);\n }\n\n .section-container-noborder {\n display: inline-block;\n text-align: left;\n vertical-align: top;\n\n }\n\n .section-title {\n font-size: 1.2em;\n font-weight: bold;\n margin-bottom: 10px;\n text-align: center; \/* Center the section title *\/\n }\n\n button {\n padding: 10px 20px;\n background-color: #333;\n color: #fff;\n border: none;\n border-radius: 3px;\n cursor: pointer;\n }\n\n .section-content {\n text-align: center;\n }\n\n button:hover {\n background-color: #555;\n }\n\n p {\n margin: 10px 0;\n font-weight: bold;\n }\n\n span {\n color: #555;\n }\n\n #head {\n background-color: #333;\n color: #fff;\n text-align: center;\n padding: 10px 0;\n }\n\n \/* Style the navigation menu *\/\n .naver {\n display: flex;\n justify-content: center;\n }\n\n .naver-list {\n list-style-type: none;\n display: flex;\n }\n\n .naver-list li {\n margin: 0 10px;\n }\n\n .naver-list a {\n text-decoration: none;\n color: #fff;\n font-weight: bold;\n transition: color 0.3s;\n }\n\n .naver-list a:hover {\n color: #ff4500; \/* Change to your desired hover color *\/\n }\n\n \/* Style the main content area *\/\n #content {\n margin: 20px;\n padding: 20px;\n border: 1px solid #ccc;\n background-color: #f9f9f9;\n box-shadow: 0 0 5px rgba(0, 0, 0, 0.2);\n }\n\n ul {\n margin: 0;\n padding: 0;\n }\n\n <\/style>\n<\/head>\n<body>\n <h1>Premium Cancellation Calculator<\/h1>\n <div id = 'head'>\n <nav class=\"naver\">\n <ul class=\"naver-list\">\n <li><a href=\"https:\/\/www.germaniamutual.com\/g\/premiumcalculator\/\" >Cancelation<\/a><\/li>\n <li><a href=\"https:\/\/www.germaniamutual.com\/g\/endorsementcalculator\/\" id=\"page2-link\">Endorsement<\/a><\/li>\n <li><a href=\"https:\/\/www.germaniamutual.com\/g\/seasonalcalculator\/\" id=\"page3-link\">Seasonal<\/a><\/li>\n <\/ul>\n <\/nav>\n <\/div>\n <br>\n <div class=\"date-label\">\n <label for=\"startDate\">Start Date<\/label>\n <input type=\"date\" id=\"startDate\" value=\"2023-01-01\">\n <\/div>\n <div class=\"date-label\">\n <label for=\"endDate\">End Date<\/label>\n <input type=\"date\" id=\"endDate\" value=\"2023-01-01\">\n <\/div>\n <br>\n <br>\n <label for=\"premium\">Premium Paid<\/label>\n <br>\n $<input type=\"text\" id=\"premium\" value=\"0\"><br><br>\n\n <button onclick=\"calculate()\">Calculate<\/button><br><br>\n <p>Days In Force - <span id=\"daysInForce\">0<\/span><\/p> \n\n \n <div class=\"section-container\">\n <h2 class=\"section-title\"> <\/h2>\n <div class=\"section-content\">\n <p>Percent Retained<\/p>\n <p>Amount Retained<\/p>\n <p>Amount Refund<\/p>\n <\/div>\n <\/div>\n\n <div class=\"section-container\">\n <h2 class=\"section-title\">Pro-Rata<\/h2>\n <div class=\"section-content\">\n <p><span id=\"percentRetainedProRata\">0%<\/span><\/p>\n <p>$<span id=\"amountRetainedProRata\">0.00<\/span><\/p>\n <p>$<span id=\"amountRefundProRata\">0.00<\/span><\/p>\n <\/div>\n <\/div>\n\n <div class=\"section-container\">\n <h2 class=\"section-title\">Short Rate<\/h2>\n <div class=\"section-content\">\n <p><span id=\"percentRetainedShortRate\">0%<\/span><\/p>\n <p>$<span id=\"amountRetainedShortRate\">0.00<\/span><\/p>\n <p>$<span id=\"amountRefundShortRate\">0.00<\/span><\/p>\n <\/div>\n <\/div>\n\n<\/body>\n<\/html>\n","protected":false},"excerpt":{"rendered":"<p>Premium Cancellation Calculator Premium Cancellation Calculator Cancelation Endorsement Seasonal Start Date End Date Premium Paid $ Calculate Days In Force – 0 Percent Retained Amount Retained Amount Refund Pro-Rata 0% $0.00 $0.00 Short Rate 0% $0.00 $0.00<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-7741","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.germaniamutual.com\/g\/wp-json\/wp\/v2\/pages\/7741","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.germaniamutual.com\/g\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.germaniamutual.com\/g\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.germaniamutual.com\/g\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.germaniamutual.com\/g\/wp-json\/wp\/v2\/comments?post=7741"}],"version-history":[{"count":3,"href":"https:\/\/www.germaniamutual.com\/g\/wp-json\/wp\/v2\/pages\/7741\/revisions"}],"predecessor-version":[{"id":7764,"href":"https:\/\/www.germaniamutual.com\/g\/wp-json\/wp\/v2\/pages\/7741\/revisions\/7764"}],"wp:attachment":[{"href":"https:\/\/www.germaniamutual.com\/g\/wp-json\/wp\/v2\/media?parent=7741"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}