Automobile insurance in Ontario is compulsory.  Germania Mutual markets the standard government regulated Ontario Automobile Policy. We take pride in underwriting the policy efficiently and competitively. There is a wide range of discounts and coverages available to policy holders based on specific criteria.

The following Auto Products are available:

• Private Passenger

• Commercial

• Recreational Vehicles

• Classic & Antique Vehicles


The compulsory insurance coverages required are:

• Third party liability

• Uninsured automobile coverage

• Statutory accident benefits

• Direct compensation for property damage


Optional Physical Damage coverages include:

• All Perils

• Collision or Upset

• Comprehensive

• Specified Perils


Contact your local Germania Mutual Insurance Agent/Broker for further details on how they can customize a policy for your needs.