Automobile insurance in Ontario is compulsory.  Germania Mutual markets the standard government regulated Ontario Automobile Policy. We take pride in underwriting the policy efficiently and competitively. There is a wide range of discounts and coverages available to policy holders based on specific criteria.

The following Auto Products are available:

              • Private Passenger
              • Commercial
              • Recreational Vehicles
              • Classic & Antique Vehicles

The compulsory insurance coverages required are:

              • Third party liability
              • Uninsured automobile coverage
              • Statutory accident benefits
              • Direct compensation for property damage


Optional Physical Damage coverages include:

              • All Perils
              • Collision or Upset
              • Comprehensive
              • Specified Perils

Contact your local Germania Mutual Insurance Agent/Broker for further details on how they can customize a policy for your needs.